Free Personal Finance
Tools
Use these interactive tools to better understand your financial situation and plan for the future.
Pro Tip: Start With Your Budget
Before calculating compound interest or net worth, create a realistic budget. This foundation will help you understand how much you can actually save and invest.
Use our budget tool below to allocate your income, then use the compound interest calculator to see how your savings could grow over time.
Personal Budget Tool
Create and visualize your monthly budget
Budget Categories
Budget Breakdown
Budget Tips
- Aim for 50/30/20 rule: 50% needs, 30% wants, 20% savings
- Track your actual spending to compare with your budget
- Review and adjust your budget monthly
Download Your Budget
Save for future reference and sharing
Compound Interest Calculator
See how your money grows over time with compound interest
Growth Visualization
Download Your Results
Save calculations and projections
Net Worth Calculator
Calculate your total net worth by subtracting liabilities from assets
Calculation Date
Assets
Liabilities
Net Worth Visualization
Download Your Results
Save calculation and breakdown
Will Simulator
Create a basic outline of your will and testament to help organize your estate planning
Important Disclaimer
This tool is for planning and organization purposes only. It does not create a legally binding will. You must consult with a qualified attorney to create a valid will that meets your state's legal requirements. This simulator helps you organize your thoughts and information before meeting with an attorney.
Testator Information (You)
Executor (Person who will manage your estate)
Beneficiaries (Who will inherit)
Assets to Distribute
Final Wishes (Optional)
Witnesses (Required for legal will)
Download Your Will Outline
Save your information to review with an attorney